Tuesday, September 29, 2009

WTF Wednesday


Hit 40 has been What The F*cking us for a few weeks so I thought that I would join on in on the fun! WTF!

WTF is with people's timing and scheduling? All deliveries and inspectors seem to show up 5 minutes before lunch time. No matter how hard I try to avoid it, it usually boils down to me having to sacrifice my time!

WTF is the problem with people who won't return phone calls? It seems that about one out of ten messages that I leave are ever returned.

Why do I always put myself in a situation where I make enough money to pay my bills, but have no money left over for anything else? The more I make, the more I spend. Oh well, at least I can pay the bills.

WTF! I think that Murphy's law was written with me in mind, it had to be!

I have a 760 credit score and a 900 dollar mortgage at 6 and 3/4 %. I could cut a couple of hundred off of my payment if I could refinance. I have paid for six years without a late payment and no bank will refinance me because of my credit to debt ratio! WTF????

WTF is it with people who do not realize that the gas pedal is for making the car go!!!!!??!!

TURN OFF THE MUSIC FIRST!


video


LMAO!!!!

46 comments:

Hit 40 said...

WTF indeed!! I will work on fluffy saying WTF next week for us.

WTF is with the banks screwing you over!!! Bastard greedy jerks!!! I guess you need to skip a few payments to qualify for a hardship Obama refinance?? Curses to those of us who work our ass off and pay our freaking bills on time!!! WTF are we thinking.

tera said...

WTF!? I skip out on blogging for a few days and you go all ballistic!

:)

Pat said...

My sister tried to refinance, too, and she was told that they couldn't help her because she wasn't late on her payments. What? She was telling them that it was difficult to come up with the money, and was there ANYTHING they could do? No, sorry, she wasn't delinquent enough. WTF indeed.

Matty said...

I hear ya pal. I'm always behind someone going 2 miles an hour in the no passing zone.

Banks are like women. You need them but they drive you crazy. (Luv ya lady bloggers)...be nice to me.

Drahdrah said...

YOU ARE HILARIOUS !!! WTF indeed ! I'm sure there's a way to make some extra money with your blog. I haven't figured it out yet, but I'm working on it for myself !

blueviolet said...

Ok, that last little video about put me over the edge! You are too hilarious for your own good.

darsden said...

too funny and I feel every WTF with ya

Mr. Condescending said...

you're not kidding about how stupid the refinancing thing is.

I own a remodeling business, and I deal with shit like that ALL the time. When someone wants to do siding to improve their homes value, the bank will tell them the house needs to be worth more before they can get an equity loan. Then if they finance the siding unsecured, the house is now worth enough, but the friggin Debt ratio is too high because of the extra loan, even when it will REDUCE their debt ratio should they give them the loan.

Megan said...

Otin!

I'm desperately trying not to go on a HUGE rant right now about the mortgage industry. Because I'm already ranting about it 85MF!

Ice Queen said...

I just watched that little video clip and I think I almost pissed my pants! Too funny.

That bank shit is fucked up, yo!

Captain Dumbass said...

I played that video 3 times in a row and I'm still laughing at it. And $900? You suck.

Ronda Laveen said...

"WTF is with people's timing and scheduling?"

Uhhh, yeah, and Wednesday posts come out on Tues and Thursday posts come on Wednesday. Sometimes I see Thursdays posts on Monday or Tuesday.
WTF...I am so confused.

Mom in High Heels said...

LOL! You should live in Germany. I can be doing 100mph in the slow lane (that would be the right lane AMERICA) and get passed like I'm sitting still.
Sorry about the refi. Stupid banks.

Midtown Girl said...

LOL! Love the video and love WTF Weds. I think I have to do this...can I make it WTF Thursdays?

Baino said...

Haha you are my male doppleganger in the debt world. WTF indeed! I think I might have to join this one!

Stacy (the Random Cool Chick) said...

WTF is with the backwards thinking on refinancing? Seems those of us who actually pay our bills and mortgage on time are the ones that have to 'suffer'. Where's our bailout and hardship money? Seems we're getting penalized for not making stupid choices.

Gaston Studio said...

Yep, the finance world is totally screwing us who work hard, pay our bills on time, etc.

Wings said...

WTF?

♥ Braja said...

Wait...did you swear???

TechnoBabe said...

The mortgage industry is associated with the banks, so it will all come around again, maybe in a couple years but things will get better.

Candie Bracci said...

HAHAHAHAHAHAHA brillant!LOL

Ocean Girl said...

I had to Wiki Murphy's Law and your video scared me.

Travel & Dive Girl said...

Perfect - I thought I was the only one that didn't get their phone calls returned. WTF happened to customer service?

Brian Miller said...

lol. enjoyed the vid....the slow people get me every time... i might just be able to pay the bills this month...lol.

Scandalous Housewife said...

No way! Fuck is what my post is all about today, too! Great minds!

Raven said...

I agree, WTF??? on all counts! Especially the one about the gas pedal. Why do some people feel the need to drive so freaking slow???

Have a great Wednesday!

Raven

CatLadyLarew said...

Wow! A video WTF! Most excellent!

Betsy said...

And I thought my hubs was joined at the hip to Murphy! You, too? And it happens to the nicest guys! ;)

C said...

WTF wednesdays is fun! check out my entry!

WTF...

c

C said...

PS

i do LOVE your music selection... many are my faves, too!

c

atiredwife said...

I agree on the scheduling/timing thing. The office knows I leave at 3:30. WHY do they wait until 3:25 to bring things up?

lisleman said...

WTF with WTF - did texting change this into an acronym? I guess SNAFU has been around too long and needed an update. Of course you have your cluster F--- but nobody calls it a CF do they?

nice blog - you have a very creative blogroll - feeling free to add me if you like.

Green-Eyed Momster said...

Great post! You have a great accent!
Oooooh, I read Matty's comment and now I'm going to go give him some shit! LOL! (Not really!)

:)

C said...

hey hon, left ya a lil prezzie over at my blog... come and get it!

c

Mango Girl said...

LOL @ the video!

Vickens said...

i love the little video...it is just oozing jersey :)

Maggie said...

LOL! You crack me up!! :D

Loved your WTF'S!

Wendy said...

Otin, when the bank says you have "too much credit", it's also talking about all of the credit cards you have. They figure, "If he cashes in on the credit he has on those cards or buys a whole lotta shit at once, he'll owe out the wazoo and not be able to pay us!"

A few years ago, Boyfriend and I cut up all of our cards but about three, and we sent notices to all of the companies (Sears, JC Penney, Belk, etc) to take us permanently out of their systems; that we no longer wanted to have a credit card from them. That gave us a much better credit score, and less "credit", which hurts you from a bank's perspective.

The Constant Complainer said...

Great post, Otin. I ask WTF is up with people and why the f*ck is it that people never answer their office phones - everyone is in love with their voice mail. It amazes me how businesses even function these days when nobody answers when you're calling them!

ReformingGeek said...

The more you have the more you spend. So true. It's like buying a larger house to hold all of your stuff and then you buy more stuff. Well, if the BANK will let you, of course.

Matty said...

I always seem to be behind those people who don't use their gas pedal. Maybe it's the same people you're behind.

Pastor Sharon said...

Young man. . .whutdjoo say?

LOL. . .

You oughta be able to refinance. . it's this wonderful new system of a dollar is no longer a dollar. . . and

your word is no longer your word. . .


and a friendly smile is no longer recognized as a friend. . .

Oh wait. . . I just got off on a tangent. . . must be cause I'm gettin older. . . LOL

Pastor Sharon said...

I have waited 7 long months to hear your sexy voice and this is what came out first?. . . . . LOL.

You know I'm kidding!

the walking man said...

WTF is it about waitering school that tells the server to always approach the table and ask if everything is alright just as you stuff the pie hole full of food?

Medora said...

The gas pedal means go? You can tell that to the moron I rear-ended earlier this week.

O said...

Hahahaha - that really was LMDBRO.

Damn those pesky banks. They'll come crawling back one day with their inflated offers of free money and then we shall have our sweet revenge! In the meantime, plenty of free bait for Wednesday WTF-ing